.fd-problems{background:var(--fd-surface-gray);padding-block:var(--fd-pad-md)}.fd-problems__inner{margin-inline:auto;max-width:var(--fd-container);padding-inline:1.5rem}.fd-problems__grid{display:grid;gap:1.25rem;grid-template-columns:1fr;margin-bottom:3rem}@media (min-width:640px){.fd-problems__grid{grid-template-columns:repeat(2,1fr)}}.fd-problems__card{background:var(--fd-white);border:1px solid var(--fd-border);border-radius:12px;padding:1.75rem}.fd-problems__card-number{color:var(--fd-blue-stat);font-size:.71875rem;font-weight:600;letter-spacing:.04em;margin-bottom:.75rem;text-transform:uppercase}.fd-problems__card-heading{color:var(--fd-navy);font-size:1.375rem;font-weight:700;line-height:1.3;margin:0}.fd-problems__transition{align-items:center;display:flex;flex-direction:column;gap:1.5rem;text-align:center}.fd-problems__transition-rule{background:var(--fd-blue-stat);border-radius:2px;height:2px;width:48px}.fd-problems__transition-quote{color:var(--fd-navy);font-size:1.875rem;font-weight:500;line-height:1.3;margin:0;max-width:587px}.fd-problems__transition-quote strong{font-weight:700}.fd-problems__founder-photo{border:1px solid rgba(0,31,102,.12);border-radius:50%;height:54px;object-fit:cover;width:54px}.fd-problems--list .fd-problems__inner{max-width:980px;text-align:center}.fd-problems__heading{color:var(--fd-navy);font-size:clamp(1.75rem,3.5vw,2.5rem);font-weight:700;margin:.75rem auto 3rem;max-width:720px}.fd-problems--list .fd-problems__grid{grid-template-columns:1fr;margin-bottom:0;text-align:left}.fd-problems--list .fd-problems__card{border-left:4px solid var(--fd-purple);border-radius:14px;padding:1.75rem 2rem}.fd-problems--list .fd-problems__card-heading{font-size:1.3125rem}.fd-problems__card-desc{color:var(--fd-muted);font-size:1rem;line-height:1.55;margin:.5rem 0 0}